1st Choice Financial Nationwide, Inc.
CA: NMLS 1785476
GA: NMLS 2098928

Last Updated: August 2026

1st Choice Financial Nationwide, Inc. ("1st Choice Financial," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you provide to us. This Privacy Policy explains how we may collect, use, maintain, protect, and disclose information when you visit our website, inquire about mortgage products or services, apply for financing, or otherwise interact with us.

The personal information we collect depends on the products or services you request and how you interact with us. Information may include:

• Name, mailing address, email address, and telephone number
• Social Security number and other identifying information
• Employment and income information
• Wage statements and tax information
• Bank account, asset, and financial information
• Credit history and credit scores
• Payment history
• Property and mortgage information
• Loan application information
• Government-issued identification
• Information you voluntarily provide through our website, email, telephone, applications, forms, or other communications
• Internet Protocol (IP) address, browser information, device information, and information about your interaction with our website

We may also obtain information from third parties as permitted by law, including consumer reporting agencies, financial institutions, service providers, government sources, and other parties involved in processing or evaluating a mortgage transaction.

We may use personal information to:

• Respond to inquiries and requests
• Evaluate and process mortgage applications
• Verify identity, employment, income, assets, credit, and other application information
• Communicate with you regarding mortgage products, applications, transactions, and services
• Process and maintain transactions and records
• Provide customer service
• Detect and prevent fraud or unauthorized activity
• Comply with applicable federal and state laws, regulations, legal processes, and regulatory requirements
• Respond to court orders, subpoenas, legal investigations, and governmental requests
• Improve our website, services, and customer experience
• Protect our business, customers, systems, and legal rights

Financial institutions and mortgage companies may need to share certain personal information to conduct everyday business and provide requested services.We may disclose information, as permitted or required by law, to parties involved in providing or processing mortgage-related services, including lenders, investors, credit reporting agencies, settlement service providers, title and escrow companies, appraisal providers, technology providers, government agencies, regulators, professional advisers, and other service providers.We may also disclose information when necessary to comply with applicable law, respond to legal proceedings or governmental requests, prevent fraud, protect our rights, or complete an authorized transaction.We do not disclose personal information except as permitted or required by applicable law and our business practices.

We maintain administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, use, alteration, or disclosure.These safeguards may include secured systems, restricted access to information, computer safeguards, and other security measures appropriate to the nature of the information we maintain.No internet transmission or electronic storage system can be guaranteed to be completely secure. Accordingly, while we take reasonable measures to protect personal information, we cannot guarantee absolute security.

If you are a California resident, California law may provide additional rights regarding certain personal information we collect, use, or disclose.Subject to applicable exemptions and limitations, these rights may include the right to:

• Request information about categories of personal information collected about you
• Request information about the sources from which personal information is collected
• Request information about the business or commercial purposes for collecting, using, or disclosing personal information
• Request information about categories of third parties to whom information has been disclosed
• Request access to certain personal information maintained about you
• Request correction of inaccurate personal information
• Request deletion of certain personal information
• Request information concerning the disclosure, sale, or sharing of personal information, where applicable
• Exercise applicable rights concerning the sale or sharing of personal information
• Exercise your privacy rights without unlawful discrimination

Certain information collected in connection with financial products and services may be governed by federal financial privacy laws, including the Gramm-Leach-Bliley Act ("GLBA”), or other federal or state laws and may therefore be exempt from certain California privacy requirements.We may need to verify your identity before processing a privacy request. We may also request additional information reasonably necessary to confirm your identity or authority to make a request on another person's behalf.

Our website may use cookies, analytics technologies, and similar tools to help operate the website, understand how visitors use it, improve functionality, maintain security, and measure website performance.Your browser may allow you to block or delete cookies. Turning off certain cookies may affect the functionality of portions of the website.

Our website may contain links to third-party websites. 1st Choice Financial Nationwide, Inc. is not responsible for the privacy practices, security, or content of third-party websites.We encourage you to review the privacy policies of any third-party website before providing personal information.

If you voluntarily provide your mobile telephone number and consent to receive text messages from 1st Choice Financial, messages may include application updates, account or loan status information, appointment reminders, document requests, customer-service communications, and other information related to services you requested.Message frequency may vary. Message and data rates may apply.You may opt out of text messaging at any time by replying STOP to a message. After opting out, you may receive a final confirmation message.For assistance with text messaging, reply HELP or contact 1st Choice Financial using the information below.Wireless carriers are not responsible for delayed or undelivered messages.Consent to receive marketing text messages, if applicable, is not a condition of obtaining a mortgage loan, purchasing property, or receiving other services from 1st Choice Financial.We will handle mobile information in accordance with applicable law and this Privacy Policy.

"Mobile Opt in, SMS Consent,  and phone numbers collected for SMS communication purposes will not be shared with any third party and affiliates for marketing purposes."

Our website and mortgage services are intended for adults who have the legal capacity to enter into financial transactions.We do not knowingly use our website to solicit personal information from children under 13. If we learn that we collected a child's personal information inappropriately, we will take reasonable steps to address it in accordance with applicable law.

We may update this Privacy Policy periodically to reflect changes in our practices, technology, services, or legal requirements.When material changes are made, we may update the "Last Updated" date displayed at the beginning of this Privacy Policy and provide additional notice when required by law.

If you have questions about this Privacy Policy or our privacy practices, please contact:

1st Choice Financial Nationwide, Inc.
CA: NMLS 1785476
GA: NMLS 2098928

California Office
3711 Long Beach Blvd., Ste. 6048
Long Beach, CA 90807

Georgia Office
770 English Ave NW
Atlanta, GA 30318

Email: Docs@1choicefin.com

National: (844) 447-3276
Local: (562) 424-0095
Fax: (888) 370-9201

Monday–Thursday: 9:00 AM–5:00 PM PT
Friday: 9:00 AM–2:00 PM PT
Saturday: By appointment
Sunday & Holidays: Closed

1st Choice Financial Nationwide, Inc. | NMLS Consumer Access

Mortgage programs, availability, eligibility requirements, rates, and terms are subject to change. Additional restrictions and requirements may apply.