1st Choice Financial Nationwide, Inc.
CA: NMLS 1785476
GA: NMLS 2098928
Last Updated: August 2026
Welcome to the website of 1st Choice Financial Nationwide, Inc. (“1st Choice Financial,” “we,” “us,” or “our”).
By accessing or using this website, submitting information through the website, or using any website features, you agree to these Terms & Conditions. If you do not agree with these terms, please do not use this website.
The information provided on this website is for general informational and educational purposes and is intended to help consumers learn about mortgage products and financing options that may be available through 1st Choice Financial Nationwide, Inc.
Nothing on this website constitutes financial, tax, legal, or investment advice.
Consumers should consult the appropriate qualified professional regarding their individual circumstances.
Information presented on this website does not constitute a commitment to lend, loan approval, loan guarantee, or offer to extend credit.
Submitting an inquiry, requesting information, completing a form, or beginning a mortgage application does not guarantee approval or establish a lender-borrower relationship.
All mortgage applications are subject to applicable underwriting guidelines, verification, credit approval, property eligibility, appraisal requirements, and other applicable loan-program requirements.
1st Choice Financial Nationwide may offer or provide access to various mortgage programs, which may include:
Not all programs are available to every borrower or in every state.
Loan programs, eligibility requirements, interest rates, loan-to-value limitations, credit requirements, down-payment requirements, fees, loan amounts, and other terms are subject to applicable program guidelines and may change without notice.
Any mortgage rates, payment examples, loan scenarios, estimated closing costs, savings estimates, or other financial illustrations appearing on this website are provided for informational purposes unless expressly stated otherwise.
Actual rates and terms depend on numerous factors, including credit profile, property type, occupancy, loan amount, loan-to-value ratio, loan purpose, market conditions, program eligibility, and other underwriting considerations.
An advertised or illustrated rate is not necessarily available to every borrower.
A mortgage rate is not locked unless the applicable rate-lock requirements have been satisfied and the rate lock has been confirmed in accordance with the applicable loan process.
Mortgage calculators and other interactive tools available on this website provide estimates only.
Calculator results should not be considered a loan offer, Loan Estimate, Closing Disclosure, approval, qualification determination, or guarantee of actual loan terms.
Actual principal and interest payments and total housing expenses may differ from calculator estimates and may include additional expenses such as property taxes, homeowners insurance, mortgage insurance, homeowners association dues, assessments, and other applicable charges.
Mortgage approval is subject to a complete application and applicable underwriting requirements.Depending on the loan program, this may include verification of:
Providing information through this website does not guarantee that a borrower will qualify for a particular loan amount, interest rate, mortgage program, or other loan terms.
You agree that information you submit to 1st Choice Financial Nationwide through this website will be accurate and complete to the best of your knowledge.
Providing false, misleading, incomplete, or fraudulent information in connection with a mortgage application may result in denial or termination of the application and may have additional legal consequences.
By communicating with us electronically, you acknowledge that we may provide certain communications electronically, subject to applicable law and any consent requirements.
Certain mortgage disclosures and documents may require additional electronic-delivery consent before they can legally be delivered electronically.
Electronic communications through this website are not intended to replace any disclosures or notices required by applicable federal or state law.
1- SMS Consent Communication:
The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
2- Types of SMS Communications:
If you have consented to receive text messages from 1ST CHOICE FINANCIAL, you may receive messages related to the following:
-- Conversations
-- External
-- Conversations between employees
3- Message Frequency:
Message frequency may vary depending on the type of communication.
4- Potential Fees for SMS Messaging:
Please note that standard message and data rates may apply, depending on your carrier’s pricing plan.
5- Opt-In Method:
You may opt-in to receive SMS messages from 1ST CHOICE FINANCIAL in the following ways:
--Verbally, during a conversation
6- Opt-Out Method:
You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive.
7- Help:
If you are experiencing any issues, you can reply with the keyword HELP.
8- Standard Messaging Disclosures:
Message and data rates may apply.
You can opt out at any time by texting "STOP."
For assistance, text "HELP" or visit our Privacy Policy: https://1choicefin.net/privacy-policy and Terms and Conditions: https://1choicefin.net/terms-and-conditions-1 pages.
Your use of this website is also subject to the 1st Choice Financial Nationwide Privacy Policy.
Please review our Privacy Policy for information concerning how we collect, use, protect, and disclose personal information.
1st Choice Financial Nationwide is committed to providing equal access to credit in accordance with applicable federal and state fair-lending and fair-housing laws.
We do not unlawfully discriminate in a credit transaction on a prohibited basis under applicable law.
Equal Housing Opportunity.
This website may contain links to third-party websites, applications, service providers, or other resources.
These links may be provided for convenience and do not necessarily constitute an endorsement or guarantee of the third party, its services, or its content.
1st Choice Financial Nationwide does not control and is not responsible for the availability, accuracy, security, content, privacy practices, or terms of independently operated third-party websites.
Users should review the applicable terms and privacy policies before providing personal information to a third party.
Unless otherwise indicated, the website design, text, graphics, logos, images, trademarks, service marks, and other content appearing on this website are owned by, licensed to, or used with permission by 1st Choice Financial Nationwide, Inc.
Website content may not be copied, reproduced, modified, distributed, republished, displayed, or used for commercial purposes without prior authorization, except as permitted by applicable law.
You may not use this website to:
We make reasonable efforts to maintain the availability and functionality of this website but do not guarantee uninterrupted or error-free access.
We may modify, suspend, restrict, or discontinue all or part of the website or its features when reasonably necessary.
To the extent permitted by applicable law, this website and its content are provided on an “as is” and “as available” basis.
While we endeavor to provide accurate and current information, we do not warrant that all website content will always be complete, current, or error-free.
Nothing in this provision limits any rights or protections that cannot lawfully be waived under applicable consumer-protection laws.
To the extent permitted by applicable law, 1st Choice Financial Nationwide, Inc. will not be liable for indirect, incidental, special, or consequential damages resulting solely from the use of, or inability to use, this website.
Nothing in these Terms & Conditions is intended to waive or limit any liability or consumer right that cannot legally be waived or limited.
We may update these Terms & Conditions periodically to reflect changes in our website, services, business practices, or applicable requirements.
The effective date displayed at the beginning of these Terms & Conditions will be updated when changes are made.
Continued use of the website following an update constitutes acceptance of the revised terms to the extent permitted by applicable law.
These Terms & Conditions will be governed by applicable federal law and, where applicable, the laws of the state having jurisdiction over the transaction or dispute, without limiting any rights provided to consumers under applicable law.
1st Choice Financial Nationwide, Inc.
California: NMLS 1785476
Georgia: NMLS 2098928
You may verify licensing information through NMLS Consumer Access.
Mortgage products and services are offered only in jurisdictions where 1st Choice Financial Nationwide, Inc. and the applicable mortgage professionals are properly licensed or otherwise authorized to conduct business.
Questions regarding these Terms & Conditions may be directed to:1st Choice Financial Nationwide, Inc.
California Office
3711 Long Beach Blvd., Ste. 6048
Long Beach, CA 90807
Georgia Office
770 English Ave NW
Atlanta, GA 30318
Email: Docs@1choicefin.com
National: (844) 447-3276
Local: (562) 424-0095
Fax: (888) 370-9201
1st Choice Financial Nationwide, Inc. | Equal Housing Opportunity
Loan programs, rates, terms, eligibility requirements, and availability are subject to change without notice. All loans are subject to applicable underwriting and approval requirements.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.